Lazy Portfolio Example
We’ve talked in the past at Office Rumors of how you might use ETFs to create your own “lazy” portfolio. Index Universe has a perfectly simple example (links added):
- 51% U.S. Equities (41% SPY, 10% QQQQ)
- 39% Foreign Equities (25% EFA developed markets, 14% EEM emerging markets)
- 10% Gold (GLD)
Maybe use Oil (USO) instead of Gold? Or even a broad commodities ETF? Either way, the expense of this portfolio is a razor-thin .28%. That’s better than you’d get on the vast majority of mutual funds, or anything through a full service broker.
Disclosure: At the time of publishing this post, I do not own any of these securities.